What Is A Manufactured Home And Is It The House For You?

What Is A Manufactured Home And Is It The House For You?

If you’ve been on the house hunt for a while now, you’ve more than likely heard the term “manufactured home.” But what is a manufactured home, exactly? If someone told you it’s simply a mobile home, then we must inform you that times have changed.

For many home buyers, manufactured homes are an affordable alternative to more traditional, expensive real estate. Despite their lower costs, the modern manufactured home can feature the same desired amenities as pricier housing.

While Rocket Mortgage ® does not currently offer financing for manufactured housing, we feel the need to keep our readers informed on their housing options to help them choose the best home for their needs.

What Is A Manufactured Home?

Manufactured homes are, as their name suggests, “manufactured” in factories piece by piece in accordance with building codes set by the U.S. Department of Housing and Urban Development (HUD). The homes are affixed to a permanent chassis with wheels and transported to the home site, either in sections or as a whole, and installed on either a temporary or permanent foundation.

Modern manufactured homes can come in three general floor plans:

  • Single-wide: A home built in one long section.
  • Double-wide: Two sections joined to make a larger home. This model is popular with first-time home buyers.
  • Triple-wide: A less common model with three sections joined together for a larger, more spacious home.

A newer model of manufactured homes, dubbed the CrossMod™ by the Manufactured Housing Institute , can include features similar to traditional site-built homes like garages, covered porches and interior drywall. A CrossMod™ can also be financed and appraised similarly to traditional housing.

Manufactured Housing Vs. Other Prefab Homes

There tends to be a lot of confusion when it comes to differentiating between various types of prefabricated housing.

Some terms are used interchangeably when they really describe different types of houses, and while the distinctions might seem subtle, it’s essential to nail down the difference if you’re considering purchasing a manufactured home or any of these commonly confused housing options. Continue reading “What Is A Manufactured Home And Is It The House For You?”